The maritime shipping sector underpins global commerce — moving over 80% of world trade by volume. Vessel ownership is an attractive and scalable investment opportunity, but acquiring or modernising a vessel demands substantial capital. Vessel financing addresses this challenge by enabling growth without requiring accumulated capital upfront.
What Types of Vessels Can Be Financed?
- Bulk carriers and dry cargo vessels
- Tankers — crude, product, chemical, LPG
- Container vessels and general cargo ships
- Offshore supply vessels (OSVs) and platform supply vessels
- Barges, inland waterway vessels, and commercial yachts
Typical Structure of Vessel Financing
- Loan Size: USD 2M to USD 50M+ depending on vessel type, age, and revenue potential
- Loan-to-Value: Lenders typically fund 60–80% of vessel valuation
- Tenor: Repayment periods generally up to 5 years with optional balloon payments
- Interest Rate: Linked to SOFR or Euribor plus a competitive margin reflecting vessel quality and charter coverage
Documentation Required
- Vessel specifications, class certificates, and condition surveys
- Independent vessel valuation from approved marine surveyor
- Marine insurance details and assignment
- Audited company financials and bank statements
- Charter party agreements and hire income history
- KYC documentation and beneficial ownership structure
How Synergy Consulting Can Help
Synergy Consulting specialises in asset-backed maritime financing with connections to international shipping banks, NBFCs, investment funds, and private credit providers. We structure and finalise vessel financing for operators and maritime investors throughout UAE, GCC, India, and global markets — covering new acquisitions, refinancing, and fleet expansion. With complete documentation, term sheets can be delivered rapidly with closure within 4–6 weeks.